HUD, when you talk to your “CHILDREN” and you are handing them MONIES (ie TARP FUNDS, or INCENTIVES for loan Modification through FHA, or when you make them WHOLE by paying them after a foreclosure because the HOUSE was insured)….well you MIGHT want to teach them HOW TO LIE better in court!
I’m just saying. . .when for example PNC BANK, is wanting to foreclose on someone… you may want to tell them or their LAWYERS (ie MEDVED) that the evidence they bring before a JUDGE is “supposed to support their LIES” not prove the DEFENDANT CORRECT?
petitioner’s exhibit 2 click on link.
Well this Petitioner’s Exhibit 2 for example. HUD when a Plaintiff (A plaintiff (Π in legal shorthand), also known as a claimant or complainant, is the term used in some jurisdictions for the party who initiates a lawsuit ) brings evidence into a court room and they are initiating the lawsuit, well proof of a LOAN MODIFICATION would be rather like saying, the DEFENDANT is Correct your HONOR!
On page 3 of Exhibit 2 was presented to the Honorable Judge Paul King during my Rule120 hearing. That pg 3 clearly shows that on 9/14/2010 there was an ADJUSTMENT of $10,720.93 and my loan went from $140,283.01 to $151,003.94. Now HUD, I may not be the BEST math student, in fact when I received my Master’s Degree it was in Public Administration (UNC). Did you know that? Yes HUD, I happen to be an Educated HOMEOWNER!
US dept of HUD Washington DC Click on Link
HUD, I thought I would provide you with the policy and procedures for FHA modifications, so you can “discipline your child, PNC BANK”.
- Lender must ensure first-lien status of the modified mortgage. In satisfying this requirement, the lender must comply with any applicable state or federal laws and regulations. I’m just sayin. . . .
- The Lender is responsible for ensuring that the modification documentation preserves the first lien status of the FHA INSURED LOAN. (it looks like they tried to do this by putting OLD REPUBLIC INSURANCE 2nd lien, on the BACK SIDE of the mortgage adding 9 years to the life of my loan.)
- Allowable provisions,fixed rate loan,fully reinstate the loan,FORECLOSURE costs,LATE FEES,and other admin expenses may not be CAITALIZED, they can get monies in a the form of a repayment plan lump sum,etc SEPERATE from and subordinate to, the modification agreement.
Well hud, those are the Biggest VIOLATIONs from PNC in summary form but there are more. I’m just sayin. . .
PNC LETTER MAY 10,2012 click on link
HUD here’s the FRAUD, well a portion of it anyways. . . . PNC Letter Dated May 10,2012 Said, yes in fact there was a Loan Modification, Aug 27,2010 approved (lawyer’s exhibit 2) But OOPS well PNC didn’t really approve that LOAN MODIFCATION, “they were unable to approve loan modification Jan 2012”.
HUD is that like the BANK asking for a DO-OVER? You know how children play games and ask for a “DO-over”?
HUD I am trying to keep a SENSE of HUMOR here but this is VERY STRESSFUL! Could you please make an ARREST and put PNC BANK BEHIND BARS!
The Bank is not above the LAW. When does a HOMEOWNER EVER get a DO-OVER? NEVER, they loose their home,etc. WAKE UP!
UPDATE JUNE 16,2012 got another LETTER from PNC letting me know that YES, they are gathering information. Well it sure is taking you along to to figure out how to AVOID FRAUD charges! Still freakin waiting!
pnc letter june 11,2012
UPDATE: YES HUD It’s July 25,2012…I have not recieved Much further news from ALL the agencies I have contacted. The State of Alabama did respond and that was helpful about BBVA and COMPASS bank. . . . The Attorney General is reviewing 3 counties foreclosure files and The Govenor has asked for 9 Public Trustees to resign….that’s about it.
BRING it! I am SOOOOOO very READY! BRING IT !!!!!!!!!!!!!!!